My name is Jared and I am truly at the end of my rope. I owe about 20,000 in bills, some of these are from medical, and some are from just stupid mistakes I have made over the years. I get at least 15 to 20 calls a day from debt collectors. I work a 40 hour job and I make 10$ an hour. However, my pay check is garnished and I only bring home about 800 a month. I am unable to get a second job due to having to no babysitter for my son. I need help. I went to a lawyer and he told me it would cost 1000 dollars to file. So please if anyone can help me. I feel helpless asking like this, but I don't have any other choice. I mean if someone would know anyone that could help me file for bankruptcy at a lower price that would be great too; I just need something to go right this year. Anyone can e-mail me @ Beeper128@yahoo.com or you can call me 479-426-5360, thank you.